Why Legal Fees Make Small Loans Much More Expensive Than Lenders Admit
https://www.primary-bookmarks.win/how-ltv-shapes-what-you-pay-practical-numbers-for-mortgages-bridging-and-mid-range-finance
How Legal Fees Turn a £20,000 Loan into a £25,000 Cost for Small Borrowers The data suggests legal fees are often the single biggest hidden cost in small loans