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While several of the considerable businesses can check out 3rd party software application such as Xero to send digital invoices, there are still a large set of small businesses or micro-businesses that can latch-on any type of offerings provided by their Banks. This capability can be supplied by banks either via inhouse development or leveraging the capabilities of fintech partners. Banks can better take a look at embedding the experience as part of electronic network experience, for example in-app invoicing.