Smoke Destroys Stuff Long Before Walls Fall Down: What Homeowners Miss About Coverage

https://thehometrotters.com/home-insurance-is-the-conversation-most-homeowners-tune-out-until-it-is-too-late/

I've adjusted and reviewed hundreds of smoke claims. The pattern is always the same: the structure often survives, but the contents - clothes, electronics, upholstery, photographs - take the worst beating. People expect the policy to be a safety net