Saving for a big family cost in the UK does not have to wipe out your safety...

https://www.toddleabout.co.uk/parenting/planning-for-big-family-costs-without-losing-your-financial-buffer/

Saving for a big family cost in the UK does not have to wipe out your safety net. This guide shows how separate savings pots keep your goal on track, then stress-tests your budget with an awkward month of bills, repairs or reduced pay.