Response times within 48 hours determine if water damage qualifies for policy coverage
https://express-moisture-removal-cs.capitaljays.com/posts/colonization-begins-within-24-to-48-hours-once-drywall-reaches-20-percent-moisture-content
\nWater damage covered by homeowners insurance hinges on response-time benchmarks established by the IICRC S500 standard, which defines measured windows for documenting loss and initiating mitigation