Freelancers can use a Rolex as collateral to bridge the gap between invoices...

https://highstylife.com/rolex-loan-in-los-angeles-what-neighborhoods-have-buyers/

Freelancers can use a Rolex as collateral to bridge the gap between invoices without selling a watch they value. A lender can evaluate it in under an hour and offer short-term cash based on its market value, giving gig workers room to cover bills.