Avoid shortfalls: settle all work injuries before retirement to capture full SIBTF value.

https://privatebin.net/?c7e52f0f99a99f1b#21PFYHhbdNfFDzFDJ1HF8W3ruiUWDosGd3C2Wp5JBkc8

Avoid shortfalls: settle all work injuries before retirement to capture full SIBTF value.