A Closer Look at the VA IRRRL Refinance Option for Veterans
https://echo-wiki.win/index.php/A_Closer_Look_at_the_VA_IRRRL_Refinance_Option_for_Veterans
The VA IRRRL, often called the streamline refinance, can lower your rate or switch you from an adjustable to a fixed mortgage with minimal paperwork and no appraisal—but it only works if you already have a VA loan and you're not taking cash out.